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Buying their own home is the dream of most men and women. Although buying a home has become easy with lenders financing bulk of the money required for the purchase, you still need a substantial amount of money to realize your dream of ownership. Arranging nearly 20% of the value of the house is not...

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Home equity is the difference between its present market value and what you owe to your lender. Typically, a home owner starts with little or no equity as he owes more to the lender than the market value of his home. Gradually, equity starts to build as he continues to pay the principal and the inte...

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How much of a home I can afford is a question that is often asked by people on Google? It shows how confused buyers remain as they are not sure of their own repayment capabilities. It is vitally important to know the upper limit of the EMI you can pay comfortably to your lender. Lenders focus upon y...

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